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The insurance company I'm with said I needed a lease but not a property manager. Which is pretty sensible.

Hi :D I'm an 'accidental landlord' getting over 20% yield on a place in the middle of woop-woop rented out to some pensioners, so don't ask me about these low-yielding places lol No PM, probably never will. Its not worth it on a cheapie. But for something that's actually worth something...