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Not all of us can access that equity - I have around $100k equity in my current house and I want to build a new house that will cost $100k. The catch is, the serviceability limit on our income is only $30,000 more than what we currently owe. So, no house, and I will be selling in a few weeks to...

Sheesh ... our entire household earns about $3k a month, give or take ... but after rent coming in, the mortgage is about $40pw. Next year if things go to plan we'll be positive after rent by $100pw, and that includes the PPoR. Fingers crossed. Trying to grovel money to pull this off out of the...

Hrm. I sold my first (it would have been paid off in 3 years though), my second is now an IP being paid at the rate of the rent on it now, so that one will go in maybe 14 years from start to finish as I've never been particularly bothered with paying it off. Third we are selling off after 2...