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Bit the bullet and paid the $300 to flick the loan to P&I with fortnightly repayments. For the exact opposite reason for starting this thread: now we have MORE money coming in than we need (or will when they get around to processing the baby bonus forms) and we need somewhere to put it. Only the...

No, we paid all our fees to SA Water and the surveyor and the council and the government (came to like $10,000+, more considering we had to remove plumbing before we could lodge), got permission from the bank to actually put it through, the surveyor lodged it at the lands and titles office over...

Thought I'd impale myself on CBAs hold system for an hour. Last time I did this a few weeks ago, no title. 2 weeks ago I rang the council, no title. Today? Ages on hold and several transfers but - they have our title! Surveyor or someone didn't tick the box to release it to us (or mention...

Remind me not to get IO again then. Our P&I loan is much easier to budget around (helps that is it is so small lol) I gotta refinance the offending loan Real Soon Now to get cash to cover fencing/connections/second and subsequent deposits on the new house and I'd guess that P&I or IO is just...

We're just very tight for cash and it drives me bonkers right now when they are screwing with what is a very fine budget as is. Why can't they process transactions on weekends? Its all done by computer after all :mad: CBA are quite annoying. We get charged $16pm in fees for those loans too...

While budgets are the flavour of the month, ours is shocking at the moment. One basic problem - our larger CBA loan is interest-only and paid monthly. And by 'monthly', I mean 'somewhere around the 15th of each month, unless there are weekends or public holidays or we just feel like taking it...