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It may have also been some time ago, in the last 6 months a lot of places have been really tightening up. Biggest tightening happened 1st Jan this year.

We've been umming and aahing about to sell or keep. Sell has won. We're going to sell the house, pay down some of the mortgage, buy a bigger car and pick up another subdivisible renovator's nightmare or just some subdivisible land, and very leisurely fix that up. I can point at two...