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Haha those places are crawling with blokes - good incentive right there!

We've had the loan for 6 months - we sold our old house about 10 minutes after getting the loan, and of course neither potential rental income on the old house nor the fact that it was saleable came into the application for the new loan. It doesn't come with an offset account so we've just got...

Nothing wrong with staying out of the market ... we have no plans to get back into the property market any time soon unless we can do it cash. Its just too hard to get a loan. Interestingly our repayments are the same as Alex's but our loan is under half what she has. But then we have 8 years...