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Well, I'd be really interested if anyone has ever had them debit from your credit card for a refund. I've never heard of that happening. My point was more around not leaving your money in your Paypal account, as then you're giving them the ability to remove that money and return it at will...

Still rather have the cash in my hand. Negative balance, not a big deal. I just think you'd be silly to leave YOUR money in Paypal. But then, I'm not an eBay trader. I have sold a few things on there and whenever I have, I rip the cash straight out. When I purchase something, I use a linked...

When I sell stuff on eBay, as soon as funds are cleared in PayPal I withdraw and never keep a positive balance. The Bank account I have linked has only a few $$ in it.