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Thanks guys, That's what I thought. I guess we are just doomed for now. My fiancee is now just wanting to cut our losses, sell. and put our normal mortgage repayment amount into saving for a deposit to buy elsewhere in a few years. Life just isn't great at the moment!

No - have the contract in front of me. SVR + 0.5% for the remaining term of the loan.

We're paying P+I at the moment - always have. Not sure what our goals are...we would really LOVE to keep this property as an investment when we go to buy our next place, but I don't think we'll have the ability to do this financially. The door closes on the deal at ANZ on 31 December, so we...

Hi, It's already an IP - has been for 1.5 years (we had to move for work reasons - the rental income pays the rent on the place we're living on). We do a Variation to Tax Routine each year, which puts about $400 a month extra in our hands (rather than waiting until tax time), but we can't...

Hi everyone, I've been doing some research on whether we should get out of our hideous loan with St. George. Our only option is ANZ because they are the only people that will lend us 95% LVR (because we have a Credit Card with them). Here's the breakdown: We are on a St. George Quick...