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Valuers do provide this service. Normally for a new build. But normally after a contract to build has been entered into. But you will find the end value normally comes in at land value plus construction cost.

Check out this article Mush. It explains it better than I can. http://www.yourmortgage.com.au/article/bank-valuations-vs-market-value-whats-the-difference-83556.aspx

This is true. But you have to understand that a mortgage value and market value are not necessarily the same thing. If you ask your valuer for a market valuation, don't expect to be able to use it for mortgage purposes.

I'm sure they would accept the valuation if it was from their panel of valuer and if the instructions clearly stated that the valuation was for mortgage purposes. The wouldn't accept a valuation you had done for other purposes. I think of bank valuations as the figure that the bank MUST...