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Thanks BT. Just waiting for finance and val to be approved, then off we go. Decided we couldnt put our life on hold forever for fear of what might happen, of the Steve Keen crash. Very very happy we made this decision. It was certainly the right time for us. I still understand where the...

Hi Rolf, My serviceability is excellent so should be fine to go IO with offset. I will activate the redraw, its part of the package as I understand anyway. I was once a cynical bear on property. Now that I have come full circle, I can only say the advice here is invaluable. Thanks...

Great thread. I am in a similar situation to G Man, except I have just purchased first home yesterday and am going to the bank tomorrow to clarify finance. Subsequent to reading this thread I have spoken to an accountant who has suggested the advice here is correct. Provided you have the...