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Equity Release and loan top up applic. Keep the good news coming - we all win with you sharing. With the equity release - do you use this to fund the 20% of a new loan so you do not have to pay mortgage insurance? Does equity release always equal borrowing power? Or is this limited...

Broker I had a broker and he was great. Then I met a guy who had just retired at 40 from a bank and he advised that brokers do not get offered the full suite of packages to give to customers and you get a better choice and deal, if you negotiate direct, so this is what I have discovered...

Using one lender I am not put off. I was referring to being put off on borrowing from one lender. I was assuming they would not have a cut off point as long as I have 80% LVR. Is this a fair assumption? Or should I check in with the bank?

Goodluck for 2010 Thanks for sharing and congratulations!:) A couple of questions I have out of this are: What are the problems associated with cross collaterisation? What is the concept of capitalising interest and how does it work? What are the problems associated with going with one...