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Indeedy ...but i'm currently working on a casual basis at the place that laid me off. Like i said, i'm confident of gaining permanent employment soon-ish... When that happens then i'm going straight in for IP1 :) Until then, i think i may have decided to leave my money in the offset and...

Ive thought about it but bad timing with bub on the way - the next year is a time for me to get me head down and just earn whilst the wife is off (she is our major wage earner) When she's back working i can think about doing something funkier like starting up on my own. Cheers

Thats very illuminating, thanks! By the way I went for a job interview today (laid off February) so fingers crossed, I felt like it went well and its a great role :)

^^^ Such as...? Exactly the sort of advice i'm after :)

Some great advice here :) Thanks Marg4000 especially for keeping it real ;) Maybe i'll start off small ($10K) with some shares and see how it goes, build up a bit of confidence... to be honest i'm pretty risk averse by nature and the thought of watching my money disappear as the stocks...

Yes, youre exactly correct that this has been our approach up to now... the cash is a buffer, but we've not had to dip into it (much) thankfully... I wouldn't stick the whole $100K on the share market, maybe half of that at most.

Thanks! So which are the "right" ones?!!! I want to earn 30% :p

I'm aware that no one will lend to us, thats why we're delaying IP#1 until stability has returned... plus I've had short periods of casual (professional) work, and am working now. Just trying to work out if this cash in the offset account is sensible or not... for example can a complete...

Hi all, I'm in investment limbo and would appreciate some opinions… I'm really not sure what to do for the best. Earlier this year I started reading and generally educating myself in preperation for IP#1. To cut a long-ish story short I lost my professional job and have spent a large part of...