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Tossing ideas in the air here, an external unit trust to the smsf would have the capacity to borrow for the development. If you are able, bring forward 3 years contributions into the smsf. When the fund has the money it can buy the units from the unit trust allowing the trust to pay...

Set up smsf with partner/spouse. Contribute your maximum ($25k/$35k each depending upon your ages) Purchase either inside SMSF or as JV with you/spouse outside of super (via unit trust etc).