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so have they double dipped? If they take the payment for the cash advance first (normal practice) but this was already included in the amount of the statement (excepting interest accrued)?

Buying betting tickets must be paid in cash hence it becomes a cash advance otherwise you have breached the racing and gaming act which makes it illegal to engage in credit betting. Then like any other cash advance, these charges are paid first followed by the outstanding balance. I can't...