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As pointed out above Australian sustainable shares are a higher risk profile compared with other options. If you have hopped on this wave at the wrong time you may be riding it down for quite a while before it bounces back.

His wife is in the 19% bracket, he is in the 32% and tax on super is 15% so they are paying 66% ;)

Since when are you losing 50% to the gummint? At best, you might be paying 20% of your total income to paye tax + medicare. Based on the table below, if you earn $180k, you barely hit 30% as your marginal rate of tax - hard to take considering the tax free threshold sits at $18,000 If you...

So does property but as it takes much longer to transact, the ingoing & outgoing costs are higher and they are traded at a much more infrequent timeframe we don't tend to notice the movements (other than movements to the median).

Sustainable shares & high growth options are both high risk options, quite possibly higher risk than the preferred options for your age group. Constantly changing does not benefit you at all - if you are concerned take advantage of the financial planning service offered by your super fund (this...