Search results

Great response TB but be wary of the limits to your own annual contributions. The better way of phrasing it is SS leaves you with an additional $10,500 in your account compared to taking it as salary rather than a $10,500 loss.

I received this related article from Morningstar - interesting commentary:linky===》

Diversification is but one fundamental element of the long term investment plan, risk management, liquidity/accessibility of the funds are two others. Higher returns means greater exposure to risk ie. Equities, lower returns are linked to low risk investments eg cash at bank, government...

I have probably said it before but I avoid retail funds and concentrate on a consistent nfp industry fund. Changing funds or selections within the fund will crystalise losses/gains.