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of course there are termination clauses in the contract.

How long ago did you enter into the contract? HIA disappeared several years ago when they were the biggest how insurer in Oz but then I realized you may have meant home industry association hia. 1800 633 467 the website shows the risks that you are covered for and the amount.

You have two options: a) terminate the contract and force the issue with fair trading; b) pay the builder the balance and get them to rectify the works; or c) click your heels and wish that the problem goes away a) you said that fair trading won't touch it unless the builder has been...

Sorry to hear about the situation. a) See a specialist construction lawyer not your local generalist. b) The building contract will show who the licensee of the building company is, it is not that hard to find. Even if you go onto the fair trading website, it will give you all of the details c)...