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Rolf, Aaron, Thanks for replies. This confirms my feeling that it is do-able, just not sure how, and don't want to waste lots of crerdit hits finding out. Credit file is squeaky clean. I have heard that holiday or wedding etc is fine for personal loan. I will be needing a holiday after all...

Hi, Got a tricky lending scenario and would really value some imput please: Purchased a neat 1000sq.m corner block in new estate in regional area (Postcode 2464), and built a house on 1 side of block. Have obtained council approval to sub-divide and create a second block. Original...