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My broker also told me today that the Westpac three year fixed rate will increase to 5.49% on Wednesday, and did I want to lock in yet. I said no thanks, I'll stick with variable (currently 6.01%) for now.

Hi Marty, I just asked! My wife and I have been Westpac customers for a long time, all our bank accounts and credit cards have always been with Westpac so I guess they just wanted to be nice to us! I am pushing for a full 1% discount right now as we are significantly increasing our...

Done! Shadow.

I agree, fixed and variable rates both have further to fall. The market is pricing in another 1.75% of cuts to the official rate. http://www.asx.com.au/data/trt/ib_expectation_curve_graph.pdf I'm currently paying 6.01% variable with Westpac (this includes 0.9% pro-package discount on their...