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But we will all see the first uptick in fixed rates - there are multiple threads here on SS already watching them very closely. I agree the average punter could miss out, but for those of us watching the market, it should be relatively easy to lock near the fixed rate bottom.

Why won't I make money out of it? Of course I'll make money. It's all relative - I've certainly made more money from property in the past few years than I would if I had invested in shares. And now that capital gains will be lower for the next few years, I'll be making my money from the rental...

But Boz, I'm an evil specufestor and a greedy selfish capitalist pigman. So long as I don't lose my job, then this downturn is great for me. Not all industries will be affected by job cuts. Although my company is scaling back in EMEA and USA, they announced last week that AP is now their growth...

Looks like a cash rate of 1.75% is not too far away. Bring it on! :D http://www.asx.com.au/data/trt/ib_expectation_curve_graph.pdf