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I don't believe removal of the FHOG boost will have any significant impact at this stage. If they completely removed the FHOG altogether then it might, but I don't think that would be politically palatable. The key factors for me are interest rates, physical supply vs demand, and unemployment...

Property prices fell by a few percent in 2008 after mortgage rates started to approach double digits. What do you believe will be the catalyst for a more significant fall?