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Unless its a rural esq property I don't think you will have an issue. Maybe the broker is just setting low expectations in case there is a delay. I don't think thats a bad thing.

Negative about what? The valuation itself or the time it take to do the valuation? If its the latter then statistically I wouldn't be worried.

Depends on the valuer and his/her schedule. Generally speaking we are seeing appointments scheduled within 48 hours of request but this is "generally" speaking. When was the valuation ordered? Valuation are picked up and assigned pretty quickly.

Full valuation - yes perfectly normally depends on a whole bunch of things like LVR, possibly the desktop valuation has come back low hence the need for upfront, loan amount, etc. Valuation is dependent on how quickly the valuer can be given access to the property so you are somewhat at the...