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Some brokers just do resi and some can do other types of finance such as commercial or business loans. Just speak to him about running a servicing calculation with of course the more generous lenders such as AMP and NAB and then order an upfront valuation (luckily both these lenders can...

The question is what if another lender gave you a more favourable servicing and valuation combo? Long shot but possible without a lot of work and zero credit enquiries.

They are doing a mix which is common in business lending. They can do lending on the business alone without the use of any resi security. They are just crossing your existing property to reduce their risk. It all sounds right but I think you should cross the bridge of doing equity releases...

I am referring to doing a separate equity release against each property up to 80% as separate loans (not crossed). ANZ has extremely conservative lending so you *may* be able to service stronger via another more generous lender. Here is an example of what I'm talking about: Property 1...

Is there enough equity against the properties to do a separate equity release and fund it?

Thats why the rate is so good - I thought it was a bit too good to be true to be just secured just by the business. I obviously can't see all the details but why are you not securing the loan just against the business? Sure the rate is going to be a bit higher but the trade off is that your...

I am not a huge fan of ANZ's residential policy but I think their commercial lending arm is very solid. If ANZ's has given you that rate for a business loan then I would take it because its excellent however are you able to confirm if that are holding anything for security. If you have...