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If this is a set and forget loan then go ING no worries but if you are a hardcore investor that needs investor friendly policy (i.e. various forms of upfront valuations, easy cash out even in LMI territory, etc) then ING is one of the worst lenders. If you haven't signed any paperwork then a...

1. Don't do the multiple pre approvals - all you are doing is frying your credit file. Broker should set a plan based on your strategy and then should recommend what lenders to use when in your portfolio cycle 2. Consider a basic IO w/ linked offset strategy 3. Also consider what you plan...