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  1. Shahin_Afarin

    Hybrid Trusts or in my own name?

    Westpac no and RAMS case by case.
  2. Shahin_Afarin

    Hybrid Trusts or in my own name?

    Plus some banks will charge you to have their legal teams review the trust deed (but this isn't specific to HT's and relates to all trusts).
  3. Shahin_Afarin

    Hybrid Trusts or in my own name?

    No issues with refinancing - most likely issues with lender policies in the future. I wouldn't be surprised if a Suncorp said "sorry ladies and gent but we don't have the appetite for HT's so no more top ups".
  4. Shahin_Afarin

    Hybrid Trusts or in my own name?

    When you go HT you are limiting yourself to St George, CBA, Suncorp and NAB. St George and Suncorp are probably the best when it comes to HT's, haven't tested CBA yet as its a new change in their policy and our few experiences with NAB have been terrible.
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