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Crystal ball stuff but I reckon all fixed rates will have a 3 in front of them in approx 5-6 months so I can't believe people consider fixing in this market. I also think Euro is on the money and as such I think lenders will start tightening their lending policies. Im sure there will be other...

Westpac has just dropped its pants by 0.28% so others will no doubt follow including its little sister.