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Possibly yes but you are looking at one aspect of commercial lending - interest rate. What if you wanted an LVR higher than 65% or required a 25 year loan term instead of 15 year term. Also thats a really good rate with Westpac (since they are not known for their competitive pricing in both...

Massive differences in finance as well so its worth factoring in the additional costs associated with commercial lending when comparing the two.