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How are some at 65% and some at 90%? Are the properties cross securitised? How do you find AMP for construction loans? Also sometimes you have no choice but to use NAB early on in your portfolio due to servicing/borrowing capacity.

There are heaps of threads and comments about using the lower end servicing lenders first and keeping the more generous ones to later. This theory is right and wrong. For example, people say you should leave lenders like Macquarie, NAB, AMP towards the end of your portfolio. Yes its...