That doesn't necessary make it uninhabitable. Valuers technically need to deem a property inhabitable if its missing either a kitchen or bathroom.
I have financed heaps of "dumps" and the risk ratings have come back a "3" which doesn't raise any alarms.
You may be surprised which is why I...
A valuer will deem a property uninhabitable if there is no kitchen or bathroom.
I would recommend using a lender that has their own DUA and also if it were my client I would recommend ordering an upfront valuation (provided the lender allows for it) and running it by credit to ensure that...
