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Lets be real - NAB were never competing properly in SMSF space. Their offering was mediocre at best, untrained SMSF credit team, confined product and a dart board style turnaround time system. The only reason CBA is still offering it is most likely because the poor existing CBA customers who...

Not necessarily. It all depends on how much you have in your offset. To use an example, say you have a loan of 2mil with an offset that has a balance of $10,000 and you are contributing a minimum amount per month. Then its unlikely you will "fill up" your $2mil offset anytime soon. In...

Is it for resi or commercial? If its commercial then a few lenders have virtually the same offering. If its resi then your friend will benefit immensely from an offset which only a handful of lenders provide (AMP, St George/BOM and The Rock) of which St George is my personal pick based on...