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  1. Shahin_Afarin

    Land/Construction Loan

    Awesome WIN!
  2. Shahin_Afarin

    Land/Construction Loan

    There is no risk fee or anything like that. They are ok with equity releases but I think that landscape is starting to change. RAMS havent made any changes though to their credit policy as their book isnt flooded with investment loans like bankwest is. Call them and get them to give you a...
  3. Shahin_Afarin

    Land/Construction Loan

    Nope no credit scoring and they have DUA. They use WestpacLMI for under 90% and Archer for above 90%.
  4. Shahin_Afarin

    Land/Construction Loan

    RAMS 98.5% including LMI capped for o/o. They can do land at 98.5% and construction at 98.5%. You need to show that you can service the land debt whilst renting of course and they don't credit score. They have also got a new mortgage insurer their LMI premiums are cheap as chips :)
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