Search results

Westpac's credit scoring is quite good unlike say NAB @ 95%. The issue with Westpac is that if the deal is outside the assessor's delegation and it goes to credit AKA the graveyard then it will encounter issues.

Ok then that rules out a few lenders but there are still a few will do 97% including LMI but again there are guidelines and its certainly not that easy to get across the line. For example westpac will do 97% but you need to have 10% equity against another property.

Yeah few lenders - a couple of good ones that come to mind is CBA, Westpac and RAMS (RAMS do 98.5%) but they all have certain guidelines. Is it for an owner occupied or investment and if investment is it your first property?