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Each lender has a completely different policy its not funny. You just need to pick the right lender for what you are doing (ie the security). Regards Shahin

It depends on a number of things such as zoning. Even if the property is residential - a lender may deem that it falls under commercial loan policy. For example if you are doing (whether it be purchasing an established or constructing) more than 2 dwellings on a single title which has resi...