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Via a bank. Most lenders offer free upfront vals. Get your banker or broker to do this. Regards Shahin

I honestly don't know the area well enough to comment but if you are serious about why not order an upfront val 'to be erected'. Grab yourself some house plans and a building tender. Regards Shahin

Depends on the area in Sydney and the construction type. I have seen them add as little as 40% of the construction cost to the total end value and I have seen as much as 100%. Which suburbs is it? Also are we talk about side by side or back and front GF? Regards Shahin