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Now you are seeing the light, ask PM to type out a nice letter saying that the rent will increase by $xxx to bring it up to market rental as you know you are subsiding their lifestyle. Gees just imagine if relations are living in the property for the next 50 years - work out how much you are...

Who is this property rented to? Why are you subsiding their lifestyle? As interest rates go up - you need to be putting up rent! Regards Sheryn