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Rob It was for SMSF money (set and forget whilst travelling & reduced paperwork). :rolleyes: Our cash & buffer money is in IP offset accounts. Sheryn

Successful Investor To me this is someone who can 'plan to do something which increases their wealth' when they want to. A sophisticated investor knows which market to be in OR is prepared to risk money by being in every market and manages risk by % of capital invested. Still kicking...