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Reply: 1.2.1 From: Sim' Hampel Sarah, When dealing with almost any type of professional or advisor, I prefer to work solely from recommendation. I ask people whose judgement I trust to recommend someone that they have had numerous dealings with and ask them to refer me.

Reply: 1 From: Sim' Hampel There are two major factors that affect a bank's willingness to lend you money. The first is LVR, or Loan to Value ratio - a percentage figure you get by dividing the total amounts of all your loans by the total value of all your properties. Once you get above a...