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Reply: 1.1.1.1.1.1 From: Sim' Hampel It is simply a risk management tool for the banks. By forcing you to lower your debt levels against a particular property, if you go under and they are forced to sell it, they are more likely to get their money back. Exactly the same reason why they...

Reply: 1.1.1.1 From: Sim' Hampel Somehow I don't think they are going to run out of borrowers.