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Ahh Lily, sounds like a classic case of "economic outpatient care" (I think it was called) - as described in The Millionaire Next Door (I think)

But you are (or were) a student right HG ? Thrift is a good quality to have when you are a poor student. However, assuming you start to get some income, you need to learn to spend money at some stage - learn to be comfortable spending money on things that you have identified will MAKE you...

Nice avatar hobbo ! Here's another one... Look at the big picture before making major changes attempting to save money. For example, moving to a cheaper suburb may save you $20pw in rent, but the extra cost in transport to and from work, tolls (especially in Sydney !!), wear and tear on...