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I believe it has full redraw facility - offset will obviously not apply :) Repayment will be just be the amount borrowed divided by the term of the loan in months. They advise me that the funds will not be able to be used for vendor financing - but perhaps people needing vendor finance...

That isn't the case here Qaz. I hope to have more info next week or so. Cheers,

I think the shared equity is a seperate product. The 5% fee is also refundable when the loan finishes if it has been paid out properly - I suspect it is just to protect them if a client goes into arrears. No reply yet to my email. Cheers,

Someone has already been to the building - there is no sign of them on the business directory of a 40 storey building. Good luck,

Marty, You would clearly be better off. I am having a lot of trouble finding a contact number on both the website and the white pages. They haven't answered my email yet either. Cheers,

I will be calling the company during the week and will post any info. That 5% fee appears to be refundable at the end of the loan. Cheers,