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Fair call Bill. I have posted on several occassions that people not 100% comfortable should hold off for as long as needed. All the best to you,

Bill, I have now just seen your post. I have been down in Sydney since Thursday attending the Derivex accreditation. It is my understanding that a number of loans have been approved and the first round of settlements are occurring early February. I am very busy at the moment and will...

Jo, What was the point of those documents? No mention of loans - are all discussing finacial products to invest in other than shares. Did you read them? Cheers,

I think a PDS relates only to organisations raising funds from the public. Terms and Conditions are on the website - or will be when current website work is completed. Cheers,

Yes I already have my application form. Cheers,

I am working on a plain english exlanation. I am finding that some clients need to understand and others dont. Neither is wrong. Bear with me gang - I am busy as a one legged arse kicker at the moment.

As of today I have been appointed by Derivex to write the Interest Free Loans. I look forward to working with Derivex PTY LTD and IFHL. Cheers,