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Sounds like a much better deal than I originally read it as. Has he any completed units he can offer as security rather than a unit which, as yet, exists only on a plan?

So if he defaults then what? He gets an interest free loan and a full price sale. Both very attractive outcomes to him. You get a full price apartment that you may never have wanted in the first place. Not an attractive outcome in my eyes. It is in the developers interest to...