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So Bill what needs to happen to make the properties better value? Prices to drop or cost of funds to drop? Anything else?

You reckon that prices will be coming down to be less inflated? Rarely happens in my experience and new highs are always higher than previous ones so any overspending is soon negligable. I remember worrying over paying $52K for my first home. I was hoping to get it for under $50K. I...