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    Stamp duty discount implications: rent for 6 to 12 mths then ppor

    If it is an IP, the rents are considered as your income. (A certain percentage of rent for example 80% at CBA). So your serviceability may increase. Say you live with your parents so don't pay your any rent, then all your rent is income. But if that house is your PPOR the rent is not an income...
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