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Wylie, very sorry to hear about the sudden loss of you mum. Thanks for sharing. To everyone else, thanks for your input. (now, let's delete the thread lest one of our crazy relatives finds out with a quick google that a TT can be challenged!!!!) I have some homework to do it seems. I wonder...

Thanks all. Grandparents pretty savvy with these sorts of matters but I will discuss with them to make sure. Funny enough, the spouse who is not so bright is probably sitting back quite pleased with position and will get a nasty suprise when they make their move to cash on and find that they...

One of my parents has been separated from their spouse for a long time (about 5 years, maybe longer). They don't want to apply for divorce for various don't-want-to-upset-the-apple-cart reasons. Same parent will inherit significant assets when my grandparents die (which could be 10 years away...