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For what it's worth, I've lived with close enough to 20 years with very low or no and at times negative growth. This was in sections of the Townsville market from approx 1982 until 2003. Had I been smarter and maybe applied something like rental reality I probably wouldn't have been in that...

Great Stuff, and YES please continue with it Steve. The style in which you explain these concepts makes them much easier to sink into a thick head such as mine :) Sleeper