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Yes, but it doesnt mean they cant either... I'm not trying to tell them to go out and max themselves out on a new house then go buy a $5000 plasma on a 2 year deal, then a new car at 20% interest and forget they still have a mortgage and house to pay for then whinge when the bank comes to...

Thats a thread on its own isnt it? Where I'm headed... people have certain standards / basics they look for when they buy... Me, its min 4 beds (if its a house - units 2), Study, DLUG, High side, not on corner, views to either the ranges or the city, modern etc. I figure Oneday has...

As Alex said. That in mind. Low docs over 90% (much less over 80% without a lot of pain) are getting rarer and rarer. Options / comments... Pretty much the only one on the market is Rams in that regard. Track down "Kristine" on the forum and she'll be able to qualify the rams side very...