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we're doing a inner city hotel at the moment - 34 bedrooms I think @65-70% lvr. 2 lenders looking at it - one if we can get full doc @7.5 depending on what the 2010 figures look like. The other doesnt care about the figures and conditionally approved at @9.25 from memory. Lender 2 is pricey...

I have commercial business clients who bank anz/suncorp/nab etc. It drives them all absolutely nuts with the quarterly reviews, having to get accountants to do up info to keep the banks happy Sometimes that higher rate, longer term, no review can be a godsend.