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  1. S

    3 and 5 year fixed rate thread

    ING dropping to 4.84% for 2&3, 4&5 at 5.29% - effective tmrw
  2. S

    3 and 5 year fixed rate thread

    I had nab try that with me as their phone staff couldnt deal with me because we were a pty ltd so I had to talk to a business banker. I just said oh please, sent an email to someone and it got fixed. IMO many lenders are great at getting you in the door but post settlement service is another...
  3. S

    3 and 5 year fixed rate thread

    if the loans existing and just a straight switch (at cba) you dont pay the rate lock. If you're going from lender a to lender b then you may or may not decide to pay it. I can remember rate locking people in at 9% in GFC because they were convinced it was going to double digits. We're still a...
  4. S

    3 and 5 year fixed rate thread

    then a second after i type this ing reduces their fixeds email comes in. crazy
  5. S

    3 and 5 year fixed rate thread

    just had an email in from a bdm their swap rates are up so they're saying fix if you need to
  6. S

    3 and 5 year fixed rate thread

    Heritage still out of the better end of fixeds...
  7. S

    3 and 5 year fixed rate thread

    Seminar today and all lenders are talking about ME. But for some all they're doing is pushing fixed rates. Previously when they're out of the market they'd say - dont sell us on fixed rate, sell on our service. Now its sell us on our fixed rate and the "$XXXX" cashback
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