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For help - I think the moneysmart website may have some info on it. Or the mybudget people. What some might try is setting up two bank accounts One for your spending and one for your big bills (ie. rents, mortgages to come from). All income goes to the big bills account and then an allowance...

referring back to the original article.. If they dont have $500-1000 today when they get made redundant at @ what - 58 I think is the average age now - and another 30 years to live, and they havent made preparations for this time as they cant access their super funds... They suddenly find that...