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some brokers also dont like not getting trail in year 1 from likes of nab and cba as well.

cba online pricing just did 4.84 for me on 296k at 80% The big issue I'd see is maintenance after or if something pops up. Macq substitution of security gives me headaches, at least cba can do it although its a clunky process Macq portfolio and SVR products do have a lot of flex - you can...